Stamp duty calculator · Victoria
Victoria stamp duty calculator 2026 — land transfer duty rates and first home buyer rules
State Revenue Office Victoria rates, worked figures by purchase price, and the first home buyer rules for Victoria — from the revenue office schedule, not a rounded guess. On a $800,000 established home an owner-occupier pays about $43,070; a first home buyer: $43,070.
How much is stamp duty in Victoria? Worked figures by price
Established home, Victoria schedule as published by State Revenue Office Victoria, reviewed 8 September 2026. Planning estimates — only State Revenue Office Victoria can assess the duty you actually pay.
| Purchase price | Investor (general rate) | Owner-occupier | First home buyer |
|---|---|---|---|
| $500,000 | $25,070 | $21,970 | No duty |
| $600,000 | $31,070 | $31,070 | No duty |
| $700,000 | $37,070 | $37,070 | Concession applies |
| $800,000 | $43,070 | $43,070 | $43,070 |
| $900,000 | $49,070 | $49,070 | $49,070 |
| $1,000,000 | $55,000 | $55,000 | $55,000 |
| $1,500,000 | $82,500 | $82,500 | $82,500 |
Source: SRO Victoria — land transfer duty current rates, general and PPR. Foreign purchaser surcharges, off-the-plan and vacant-land rules, pensioner schemes and mortgage registration or transfer fees are not included. Where a cell reads “Concession applies”, relief exists but the taper formula has not been verified, so no figure is published rather than a wrong one.
Run your own Victoria figure
Select Victoria, enter the price, and set first home buyer, owner-occupier or investor status. The breakdown shows how the figure is built.
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Victoria concessions, exemptions and surcharges
First home buyer exemption and concession
No duty on a new or established home with a dutiable value up to $600,000, then a sliding concession to $750,000. You must live in the home for 12 continuous months starting within 12 months of settlement.
Principal place of residence (PPR) rate
Owner-occupiers buying between $130,000 and $550,000 pay a cheaper schedule — 5% rather than 6% in the main bracket — saving up to $3,100 at $550,000. Above $550,000 the PPR rate stops and everyone pays the general rate, which is why the two columns in the table match from $600,000 up.
Off-the-plan concession
Duty is calculated on the land-plus-construction value at the contract date, not the finished price, for contracts signed before 21 April 2027. Open to all buyers including investors, with no price cap for that window.
Foreign purchaser additional duty
An extra 8% of the dutiable value for foreign purchasers of residential property. Not modelled here.
First Home Owner Grant — $10,000
For a new home up to $750,000 that has not been lived in or sold as a residence before. Established homes do not qualify; they use the duty exemption and concession instead. Confirm on the SRO.
Grant eligibility on State Revenue Office Victoria ↗First-home rule in one line: No duty to $600,000, then a sliding concession to $750,000. The off-the-plan concession has been extended to contracts before 21 April 2027 and is open to all buyers, including investors.
Where duty sits in the purchase budget
Duty is paid in cash at settlement, so it reduces your deposit rather than being added to the loan. On a $800,000 home with a 10% deposit, $43,070 of duty is the difference between a 90% loan and one closer to 93–94% — often the line between paying lenders mortgage insurance and not. Run the LMI calculator and the repayment calculator together before you settle on a price ceiling.
Victoria stamp duty — questions people ask
How much is stamp duty on an $800,000 house in Victoria?
Do first home buyers pay stamp duty in Victoria?
What is the PPR concession and who gets it?
Is Victorian stamp duty higher than NSW?
Where do these Victorian figures come from?
Other states and related tools
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General information only — not personal credit advice and not a duty assessment. Figures reproduce the State Revenue Office Victoria schedule as published and reviewed on 8 September 2026; rates and thresholds change at state budgets. Azure Home Loans (ACR 538895, auth. under ACL 390261).
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