How does first home owner stamp duty work in WA?

Western Australia offers a concessional first home owner duty pathway subject to eligibility and thresholds. Use the official WA Revenue Connect calculator for your contract price and property type — figures on marketing pages are not a substitute for the official calc.

Does WA offer a First Home Owner Grant?

WA offers a First Home Owner Grant for eligible new homes under published thresholds. Verify amount and caps on the WA Finance / first home owner grant page before you rely on any figure.

What are the WA First Home Guarantee (5%) price caps?

Published FHBG caps used on this hub: Perth metro $850,000; Other WA $600,000. Confirm live caps on Housing Australia / firsthomebuyers.gov.au.

Is this personal credit advice?

No. This page is general information only. Credit assistance tailored to you happens after a proper conversation and assessment. Scheme eligibility is decided by the relevant government body and lender policy.

First home buyer · WA

First home buyer guide for Western Australia

Map deposit, WA first home owner duty settings, grants, and the federal 5% deposit scheme — then confirm every number on WA Revenue Connect / Finance and Housing Australia before you commit.

Speak with a broker FHB calculator hub Call 0400 77 77 55

WA quick reference

Illustrative cheat sheet only — verify on official calculators before exchange.

First home owner duty rate: Concessional rate; WA Revenue Connect calc
FHOG (new homes): Up to $10,000; Verify WA Finance thresholds
FHBG cap — Perth: $850,000; Metro
FHBG cap — other WA: $600,000; Regional & other areas
Typical purchase costs: ~$12k – $18k; Excl. duty & LMI
Cooling-off (private sale): 5 business days; Auction = unconditional
Pre-approval validity: ~90 days; Reconfirm before offer
Genuine savings: ~5% · 3+ months; Lender policy varies

Who this helps

Buyers modelling WA first home owner duty vs full rates
Households checking FHBG 5% against Perth metro vs regional caps
Purchasers building a funds-to-complete ledger beyond the deposit
WA buyers who prefer remote broker support Australia-wide

How we work the file

Step 1
Confirm state + federal rules
Check duty and grant pages for your state, then FHBG caps on firsthomebuyers.gov.au for your property area.
Step 2
Model funds to complete
Deposit, duty, grants, LMI (if any), and settlement buffers in one ledger — estimates only until your scenario is assessed.
Step 3
Prepare the lending file
Income evidence, genuine savings story, and lender shortlist. You decide whether to apply.

Responsible lending applies. We do not guarantee approval, grants, stamp duty outcomes, or scheme eligibility.

Official WA links

Common questions

Related hubs

Important information

The information on this website is general in nature only. It does not take into account your objectives, financial situation, or needs, and you should consider whether it is appropriate for you before acting on it.

Credit assistance and lending are subject to lender assessment, terms, conditions, fees, charges, and eligibility criteria. A loan product that suits one borrower may not suit another.

You should consider obtaining independent legal, financial, and taxation advice before making decisions about credit or property.

Ready to map a WA first-home pathway?

Bishnu Adhikari — call 0400 77 77 55 or send an enquiry. General information only.

Speak with a broker Start your application WhatsApp message

Prefer the phone? 0400 77 77 55 — direct line to Bishnu Adhikari.