Stamp duty calculator · Queensland

Queensland stamp duty calculator 2026 — transfer duty rates and first home buyer rules

Queensland Revenue Office rates, worked figures by purchase price, and the first home buyer rules for Queensland — from the revenue office schedule, not a rounded guess. On a $750,000 established home an owner-occupier pays about $19,600; a first home buyer: $10,925.

Open the calculator Worked figures Concessions Queensland Revenue Office ↗

How much is stamp duty in Queensland? Worked figures by price

Established home, Queensland schedule as published by Queensland Revenue Office, reviewed 8 September 2026. Planning estimates — only Queensland Revenue Office can assess the duty you actually pay.

Estimated transfer duty in Queensland by purchase price for investors, owner-occupiers and first home buyers.
Purchase price	Investor (general rate)	Owner-occupier	First home buyer
$500,000	$15,925	$8,750	No duty
$600,000	$20,025	$12,850	No duty
$700,000	$24,525	$17,350	No duty
$750,000	$26,775	$19,600	$10,925
$800,000	$29,025	$21,850	$21,850
$1,000,000	$38,025	$30,850	$30,850
$1,200,000	$49,525	$42,350	$42,350

Source: Queensland Revenue Office — transfer duty and home concession rates. Foreign purchaser surcharges, off-the-plan and vacant-land rules, pensioner schemes and mortgage registration or transfer fees are not included. Where a cell reads “Concession applies”, relief exists but the taper formula has not been verified, so no figure is published rather than a wrong one.

Run your own Queensland figure

Select Queensland, enter the price, and set first home buyer, owner-occupier or investor status. The breakdown shows how the figure is built.

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Queensland concessions, exemptions and surcharges

Home concession

Any buyer who moves in within one year and does not sell or lease the whole property within that first year pays the home concession rate — 1% to $350,000 rather than up to 3.5%. On $700,000 it saves $7,175 against the general rate. Investors pay the general rate.

First home concession — established homes

On top of the home concession, a fixed deduction clears all duty to $700,000 and tapers in $10,000 bands to nil at $800,000 (contracts from 9 June 2024). The QRO publishes the deduction table; the figures here reproduce it.

First home — new homes and vacant land

Since 1 May 2025 eligible first home buyers pay no transfer duty on a new home, or on vacant land they will build their first home on, with no price cap. This is the largest first-home duty relief in the country for new builds.

Additional foreign acquirer duty

Foreign acquirers pay an extra 8% of the dutiable value on residential land. Not modelled here.

First Home Owner Grant — $15,000 from 1 July 2026

For a new home valued under $750,000. The temporary $30,000 grant applied to contracts between 20 November 2023 and 30 June 2026; contracts from 1 July 2026 receive $15,000. Confirm eligibility and the contract date test on the QRO.

Grant eligibility on Queensland Revenue Office ↗

First-home rule in one line: No duty on a new home or vacant land for first home buyers, with no price cap, since 1 May 2025. On an established home the concession is full to $700,000 and tapers in $10,000 bands to nil at $800,000. The First Home Owner Grant reverted from $30,000 to $15,000 for contracts from 1 July 2026.

Where duty sits in the purchase budget

Duty is paid in cash at settlement, so it reduces your deposit rather than being added to the loan. On a $750,000 home with a 10% deposit, $19,600 of duty is the difference between a 90% loan and one closer to 93–94% — often the line between paying lenders mortgage insurance and not. Run the LMI calculator and the repayment calculator together before you settle on a price ceiling.

Queensland stamp duty — questions people ask

How much is stamp duty on a $700,000 house in Queensland?

$17,350 for an owner-occupier on the home concession rate, or $24,525 for an investor on the general rate. An eligible first home buyer pays no duty at $700,000 on an established home, and nothing at any price on a new home.

Do first home buyers pay stamp duty in QLD?

Not on a new home or vacant land, at any price, since 1 May 2025. On an established home the first home concession removes all duty to $700,000 and tapers to nil at $800,000 — at $750,000 the duty is about $10,925 on the figures above. You must move in within one year and not dispose of any part of the property before then.

What is the QLD home concession and do investors get it?

The home concession is a lower transfer-duty schedule for a buyer who will live in the property as their home — 1% on the first $350,000 rather than up to 3.5%. Investors do not qualify and pay the general rate. If you move out or rent the home within the first year the QRO can reassess the duty.

Is Queensland stamp duty cheaper than NSW and Victoria?

For owner-occupiers, usually yes. On a $700,000 home the QLD home concession rate gives about $17,350, against roughly $25,700 in NSW and $37,000 in Victoria. For investors the gap narrows because the general rate applies. First home buyers of new homes pay nothing in Queensland at any price, which neither NSW nor Victoria matches.

Where do these Queensland figures come from?

The Queensland Revenue Office transfer duty rate and home concession tables, plus its published first home concession deduction table, reproduced as bracket arithmetic that returns QRO's own worked examples — $730,000 gives $18,700 and $850,000 gives $24,100 at the home concession rate. Reviewed 2026-09-08. Only QRO can assess what you actually pay.

Other states and related tools

Want these home loan numbers checked against real lenders?

Estimates help orientation — product rules, assessment rates, fees, and offsets change what a home loan actually looks like at submission. As your mortgage broker, Bishnu Adhikari can stress-test what you modelled. Send a short note below, use the full contact form, or call 0400 77 77 55. You reach Bishnu Adhikari, not a queue.

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General information only — not personal credit advice and not a duty assessment. Figures reproduce the Queensland Revenue Office schedule as published and reviewed on 8 September 2026; rates and thresholds change at state budgets. Azure Home Loans (ACR 538895, auth. under ACL 390261).

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