Buying a home

Start here: Buying at auction in Australia: a home loan and bidding checklist (before you raise your paddle)

Articles in Buying a home

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  Buying

  Home insurance, your mortgage, and what lenders actually expect in 2026 — a plain-language map

  **Teaser:** your home loan contract is not silent about insurance — and a paid-up policy is not the same thing as “the bank is happy after a storm.” Here is how building cover, renewals, and repair timelines tend to interact with mortgage covenants nationwide, with links to neutral references — so you can ask sharper questions of your insurer and conveyancer, not just your broker.

  28 Apr 2026 · 10 min

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  Buying

  Buy now or wait for the 5 May RBA decision? An Australian home buyer's framework (April 2026)

  With CPI on Wednesday and the RBA on Tuesday week, every prospective buyer in Australia is asking the same question this ANZAC long weekend: should I buy a house now, or wait? Here is a broker's honest framework — what each scenario does to your borrowing capacity, what history says about house prices through hiking cycles, a worked $750,000 scenario, and the moves worth making before 5 May.

  25 Apr 2026 · 17 min

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  Buying

  Pre-approval can fail at settlement: 7 late-stage risks Australian buyers miss

  Pre-approval is not final approval. Here are the last-mile risks that can derail finance before settlement, and what to check early to avoid expensive surprises.

  5 Apr 2026 · 8 min

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  Buying

  Buying at auction in Australia: a home loan and bidding checklist (before you raise your paddle)

  Auctions usually mean an unconditional contract, fast deposit, and no cooling-off safety net. Here is a practical timeline for finance, deposit, conveyancing, and bidding — so you are not learning the rules on the fall of the hammer.

  3 Apr 2026 · 14 min

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  Buying

  Off-the-plan homes and your loan — why settlement finance is rarely ‘set and forget’

  Buying before the slab is poured sounds orderly on a brochure; the mortgage side is messier. Here is how valuation-at-settlement, timing risk, and lender policy interact for Australian off-the-plan buyers — without pretending the contract date is the only date that matters.

  1 Apr 2026 · 13 min