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Azure Home Loans — independent mortgage broker, Australia (header mark)
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Azure Home Loans · Australia-wide

Talk to a broker about your home loan

One short message is enough to start. No obligation, and nothing here commits you to applying.

Send an enquiry

Goes securely to bishnu@azurehomeloans.com.au. You will get a confirmation with your checklist PDF while Bishnu prepares a reply.

  • Same business day

    Send it now and you will usually hear back today.

  • Straight to the broker

    Bishnu Adhikari reads it himself — no call centre, no hand-offs.

  • Free 14-day checklist

    Your confirmation email includes a checklist PDF matched to your topic.

Bishnu AdhikariACR 538895, auth. under ACL 390261 (Yellow Brick Road). Enquiries are no-obligation and this page is not personal credit advice.

What happens after you submit

  • Two emails fire instantly — one to Bishnu, one to your inbox confirming it landed.
  • Bishnu reads your note and replies by phone or email — usually the same business day.
  • We clarify your goal in plain language before talking documents or lender fit.
  • You set the pace. No pressure to apply on the spot — nothing here is credit approval or a rate guarantee.

General information on the site is not personal credit advice — we assess your file properly when we connect.

Other ways to reach us

If the form is not your style, use whichever channel suits you — the same broker handles them all.

We aim to respond to new enquiries on business days, often the same day. If timing is urgent (auction, finance clause, or settlement), mention it in your message or call so we can prioritise.

Questions about getting in touch

Quick answers about response times, fees, and who we can help.

When will someone get back to me?

On business days we usually reply the same day, often within a few hours. If your timing is tight (for example an auction or finance clause), say so in your message or call — that helps us prioritise.

What should I have ready before we speak?

Rough numbers are fine: approximate income, existing debts, property price or loan balance, and your goal (buy, refinance, invest). You do not need a full document pack for a first conversation; we will tell you what is relevant when we understand your situation.

Do you charge a fee?

How we are paid depends on the lender and the work involved. We explain this clearly before you commit to anything. There is no obligation from sending an enquiry.

Can you help if I am self-employed, buying an investment, or a first home buyer?

Yes. We work across first purchases, refinances, investment loans, and self-employed structures. If your scenario is complex, the enquiry form still works — pick the closest topic and add a short note; we will sort the detail on the call.

Is my enquiry information kept confidential?

We use your contact details and scenario notes only to respond and progress a file you agree to — not for unrelated marketing. The site privacy policy describes collection and use in more detail.

Can I speak to someone instead of using the enquiry form?

Yes. Calling is often fastest for nuanced scenarios. WhatsApp messaging can work well if you prefer to share documents later.

What should I mention if accessibility or reading load is tricky for me?

Tell us upfront if you prefer phone-first pacing, more time between steps, or key numbers repeated back on the call — see the Accessibility statement (footer link or /accessibility) and quote the word Accessibility in your message so we route it clearly.

Not ready to talk yet?

You do not need to be ready to apply. If you are comparing options or just want a sounding board before you speak to a lender, these are lower-commitment places to start.

2-min readiness quiz · Free property report · Services overview · Refer a friend

Social

Light updates only — for anything specific to your situation, use the form, phone, or WhatsApp.

Compliments, concerns, and complaints

We aim to provide a high standard of service. If you have a compliment or suggestion, we welcome your feedback — it helps us improve.

If you are dissatisfied with any aspect of our service, including in relation to your privacy, please contact us first so we can attempt to resolve the matter through our internal processes.

Contact Bishnu Adhikari: bishnu@azurehomeloans.com.au · 0400 77 77 55

For privacy-specific complaints, you may also refer to our Privacy Policy — Feedback and complaints.

Australian Financial Complaints Authority (AFCA)

If a complaint about credit assistance or a credit product is not resolved through our internal process, you may be eligible to refer it to Australian Financial Complaints Authority (AFCA).

AFCA details and eligibility criteria can change over time; always refer to the AFCA website for current guidance.

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