Help guide
Off-the-plan purchases: finance timing risks
Sunset clauses, valuation at completion, market moves between exchange and settlement — why developers and lenders differ—general risk awareness.
Two valuations matter
You might exchange on marketing price; lender valuation at completion might differ—funding gap risk.
Sunset and delay clauses shift who can walk—legal review essential.
Deposit bond vs cash?
Instruments differ in credit support and vendor acceptance—your conveyancer explains enforceability.
Do not assume a past pre-approval equals settlement-day approval without refresh.