Help guide
SMSF limited recourse borrowing: high-level outline
What LRBA means for residential property via an SMSF, roles of bare trust and personal guarantees — general education, not tax or legal advice.
Structure in short
The SMSF borrows to acquire a single acquirable asset with recourse limited to that asset — legal wrappers matter.
Personal guarantees on related parties can still exist — “limited recourse” is not “no risk”.
Lender fit
Not all banks play in SMSF residential — expect pricing and speed trade-offs.
SMSF strategy documents and investment strategy updates are gatekeeping items — your adviser coordinates with lending.