Help guide
First Home Super Saver Scheme (FHSSS): rough overview
Voluntary super contributions and release for deposit — timing, caps and tax angles are personal; confirm with the ATO and a tax adviser.
Concept
Eligible individuals may make voluntary super contributions and later apply to release an amount (with earnings) toward a first-home deposit — thresholds apply.
Release timing interacts with settlement — budgeting mistakes can strand you at exchange.
Broker perspective
We care whether released funds arrive when the lender needs deposited funds proven.
FHSSS sits alongside—not instead of—lender genuine savings/evidence queries.